Kathleen Kramer talks mortgage loans: portfolio loans for business owner borrowers…

Kathleen Kramer talks mortgage loans: portfolio loans for business owner borrowers. If you need expert help with an unusual loan contact Kathleen Kramer at (949) 340-6336. Kathleen Kramer Sr Loan Officer , JMJ Financial 26800 Aliso Viejo Pkwy, Suite 200 Aliso Viejo, CA 92656 m: 714.501.5049 | efax: 714.362.9508 e: kkramer@jmj.me | w: http://www.jmj.me/kkramer NMLS # […]

Kathleen Kramer our Mortgage Banker: changes in the mortgage industry of late…

Kathleen Kramer our Mortgage Banker from http://jmj.me talks about changes in the mortgage industry of late.

Kathleen Kramer on the state of Mortgage Lending & the Real Estate Market in Orange County, CA

Kathleen Kramer Sr Loan Officer , JMJ Financial 26800 Aliso Viejo Pkwy, Suite 200 Aliso Viejo, CA 92656 m: 714.501.5049 | efax: 714.362.9508 e: kkramer@jmj.me | w: http://www.jmj.me/kkramer NMLS # – 114502 & CalBRE # – 01198187 Kathleen Kramer on the state of Mortgage Lending & the Real Estate Market in Orange County, CA Kathleen: So […]

Looking Ahead with Kathleen Kramer of JMJ Financial: 5% Mortgage Rate in 2015?

With mortgage rates hovering right at 4% for the sixth consecutive week, homebuyers might start to feel they are invincible from rate increases. However, don’t get too comfortable just yet. Because according to the National Association of Realtors Chief Economist Lawrence Yun, mortgage rates will rise to 5% in 2015…and 6% in 2016. While that […]

Mortgage Rates Drop Even Lower!

Mortgage interest rates have fallen to 16 month lows—with 30-year fixed hovering around 4.07%. Several factors have kept rates in a narrow range…nearly a year after they were predicted to continue rising: Uneventful jobless claims reports did little to show drastic economic improvement Wall Street has remained uneasy over Europe’s slow-moving, sluggish economy investors have […]

Kathleen Kramer: the state of the mortgage lending industry and how to get and keep a good credit score…

Kathleen Kramer: the state of the mortgage lending industry and how to get and keep a good credit score. Kathleen Kramer Sr Loan Officer , JMJ Financial 26800 Aliso Viejo Pkwy, Suite 200 Aliso Viejo, CA 92656 m: 714.501.5049 | efax: 714.362.9508 e: kkramer@jmj.me | w: http://www.jmj.me/kkramer NMLS # – 114502 & CalBRE # – 01198187 […]

Three Reasons for a Year-End Rally

Although home sales have been lackluster through most of 2014, housing experts are forecasting strong activity during the rest of summer and for the remainder of the year. This is due to three factors: Shift from seller’s to buyer’s market: This power shift is resulting in more balanced pricing. Sellers are lowering listing prices to […]

Three Reasons Why We’ll See Housing Grow through Year-End

So far in 2014 housing sales have been relatively slow. But there are a few reasons why we will likely see sales pick up over the next few months: Jobs and demographics: Recent acceleration in job growth should help propel the 25- to 35-year-olds into homeownership. Easing credit standards: With several Federal agencies focused on […]

Why Ignoring This Key Principle is Backfiring for Sellers

With low interest rates, increased inventory, improving employment data, and less cut-throat competition from cash investors…why are home sales just slowly meandering along? You might be surprised to learn that sellers could be the reason behind the sluggish market. Because many sellers are disregarding an important pricing principle: Buyers love a bargain. Even with price […]