Crystal Budd, our Life & Health Insurance expert, is based in Fountain Valley but serves all of Orange County, California. Crystal reminded us that 55% of bankruptcies are caused by medical bills even though a majority of those people do in fact have medical insurance. What people do NOT have is insurance to cover their loss of income while they are recovering from their illnesses. She told us about one policy she offers, a level premium Critical Illness policy that rand about $81/month.
Crystal told us “An educated mind is empowered to make decisions”. She wants the chance to go over your current coverages and the walk you through the various policy options that she can offer. If they are a fit for you needs that’s great. If you have what you need to be covered she will tell you so.
She then talked about the option of Universal Life policies and the benefits that she feels this type of policy offers. Her saying here was “If you always do what you always do, you’ll always get what you always get!”. She encouraged us to consider Life Insurance as an investment strategy.
If you want to save money on your health insurance or use Life Insurance as an investment contact Crystal Budd.
CA License #0E59299